My parents once asked me why I didn’t have enough savings to buy a house yet.
I almost lost my shit.
The only people my age that I know who own their own house are also drug dealers.
Guess I should sell drugs if I want a house.
I had a legitimate talk about doing this with my girlfriend. As much as I hate how sketchy it is, it still just seems sooo tempting.
But is it worse than tricking other people to work 40+ hours a week doing whatever you say and giving you most of the value they create? Because that’s the other option.
Plus if you buy a bunch of houses you can get them to give back most of the money you pay them.
Depends on whether you sell harder stuff too I guess.
Funny fungus is cheap, quick, easy and low stakes with decent margins if you’re careful. Or so I’ve heard
Just accept the fact you’ll never own a house and will forever live in a shoebox.
A whole shoebox? Luxury. My 27 brothers and I lived in a bit of rolled up newspaper on the street.
In comic, dystopian reality, selling drugs (really just weed) was how I graduated college debt-free, and graduating without debt was the only way I could take out/afford a loan for a house.
So apparently, it’s true what they say, whether planting or selling trees, the best time to do it was 10 years ago. The second best time is now! (Except don’t)
I’m not sure if selling weed alone would be good enough in a legal state. I could corner the market on LSD tho. Ain’t nobody got that 'round here!
I mean if you can work out how to synthesize it. I believe it requires a fair bit of equipment and chemistry knowledge.
And then get to sell the stamps you made yourself and nobody knows if you fly or cry, when taking it? You better already have a trusted distributor, already in the game, waiting. Probably you should not distribute it anywhere to close to home. You’ll want to have any issues related to it, to exist preferably in another universe.
There are many more things to consider and plan beforehand, unless the plan is not to sell drugs.
I wasn’t suggesting to actually do this. I was trying to point out that it’s quite difficult to make in the first place…
i figured - i was also trying to back up your point.
english is not my native language, sorry for the misundertanding
I think I remember reading there’s a legit tek somewhere out there; the catch is that there are also a lot of fake teks, either because they’re supposed to be satire, or because someone’s trying to look good on a random forum and they know no one will actually try it due to equipment requirements. Additionally, I think you can technically do it with stuff at home, but the quality and yield would probably be shit, which is something you don’t want to fuck with when it comes to ergot.
You don’t necessarily have to use ergot though that is probably simpler. I believe there is a total synthesis.
Not too far from reality where I live. One dude already is doing time because he was blatantly dropping cash payments on things like a HOUSE and multiple cars.
The feds had a FIELD DAY with him.
Damn I just thought about it and the only home owner friend I have that isn’t a drug dealer, is a cop.
I think you’re on to something.
My guy sold weed until he owned a house then had a kid. He figured he pressed his luck long enough. He also had an effective laundry.
I’m 35, and if you squint a bit at the mortgage, I “own” home. With my partner. And we’ll be paying it off for another 27 years. And we’re the lucky ones of this generation.
Buying a home with saving, fucking lol
Well, the good news is if you have a fixed rate mortgage the crushing amount of incoming inflation may cut that back to like 15-20 years!
I’m a couple years older than you, but my partner and I feel incredibly lucky to own a home as well. We bought an abandoned property back in 09’ for 35k and have spent the last ten years fixing it up. If I wasn’t able to borrow 20k from USAA back then, I don’t think I’d even be able to afford the rent in my neighborhood nowadays.
Once I hit my 40s, massive home diy projects have either become necessities (too expensive to hire out), pipe dreams, or like PA DOT working on route 202 in my youth (never ending with incremental steps that never improve the experience of driving). The energy loss is off the hook, and I’m not a flubbynutter.
Seriously. Our house is 175 years old and hadn’t had much work done to it since the last major renovation in the 1920s. People ask me if I renovated it myself. I laugh and explain that no, a crew of full time professional carpenters, roofers, masons, demo experts, plumbers, electricians, plasterers, and painters spent over a year on it. I just don’t think anyone has any concept of how much work is involved in real renovation.
Fortunately interest rates stated low enough that I could keep borrowing more and more and more money to pay all those people. But now I’m trapped and can never sell.
Pay off over 15 years if you can or you’ll pay about double the total value just from interest.
I do like that theory. Unfortunately my wallet disagrees with it. Thankfully we’ve locked it in for 2.2% for 20 year, and semi-realistically we should be able to pay it off before that runs out. But the official period is 30 years, since that’s the legal maximum.
Gotcha. Well consider adding a couple hundred bucks towards principle each month–it would still make a gigantic impact over the term of the loan.
ask them why didn’t they have savings to “buy a private yacht yet” at your age, because I would guess it’s roughly similar in the proportion of pay/cost
LOL when my father asked me how much savings I had, I immediately knew that our life experiences were vastly different.
My daughter is buying a house at 24. People are still buying houses with mortgages.
To keep your sanity you just have to lower your expectations.
I, for example, am really stoked for the burrito I ordered. Fuck, it’s good to be alive.
I’m stoked about having learned how to repair PCs in my last 6 hour hyperfixation, and then actually fixing two PCs.
Oh man, that’s the good shit right there! Ride that dopamine wave.
I am! I am also sleep deprived lmaooo.
First time in years though I felt genuinely content with my life and it’s over something as insignificant as this!
Recently took apart and repaired a broken clothes washer that I couldn’t afford to replace at the moment so I feel this same sense of dopamine hitting.
Feels good lol
Is it hard? I’ve built several PCs and repair seems like a good line of work for me, but I know nothing about the individual components of the parts
Yes and no! It’s a difficult initial process if you have no idea but becomes extremely easy once you know how PCs work.
Knowing how to diagnose problems is I feel a more difficult part. It’s more complicated than knowing “These parts go there and have cables that connect to the CPU switch, main power and hard drives” because cables and parts, to a huge degree, can only fit where they belong.
I imagine in the line of PC repair work you’ll encounter much more complicated issues and often multi-part damage. Also probably a lot of filth, I heard most normal people NEVER clean their PCs, change Thermal Paste or even let some nasty bugs accumulate in their PC.
Bonus points for if it’s a laptop instead of a PC. Their tight compact nature makes repairing them hell I’d imagine. BONUS bonus points if you’re working on an outdated PC who’s parts you can’t just easily swap out.
My life goal was to live in a house in the woods, support myself on 30 hours of work per week at the most, have 2 cats and a wood stove.
I mean the house is small (60 square meters of living space), I rent it, I have to use the wood stove for heating cause I can’t afford gas, and my retirement plan is to die in the climate wars, but hey, I made it.
Did health insurance figure into your life plan or do you live somewhere where the government functions properly?
Considering they said “60 square meters of living space,” I’m going with option b
The latter. Health insurance is something I simply don’t need to worry about.
You ever had a deep fried burrito? That shit is life changing and good enough reason for me to keep going.
Something called a chimichanga in my neck of the woods. You can get one smothered or dry. You can even get one stuffed with fruit and covered with sweet and spicy sauces
i was and still am confused that chimichanga isnt a universal term
if i may ask are you from southern usa area?
Chimichanga is definitely the preferred nomenclature.
Ever had a wet burrito with melted cheese on top and inside?
If you had written “hot burrito with melted cheese on top and inside”, i would be craving it now.
I was eating one while typing it, lol. Thanks taqueria de anda for providing me with my wet burritos when I get the munchies.
Ok now i want a wet one too
As someone who ate a burrito a few hours ago, I am no longer stoked
They tell you that the sky might fall
They’ll say that you might lose it all
So I run until I hit that wall
Yeah I learned my lesson, count my blessings
Look to the rising sun and run run run
The century of find out with almost no active participation in the previous century of fuck around.
A lot of “climate collapse global late stage capitalism and food is more and more plastic” stick with very little “convenience products are kinda nifty” carrot
It’s kind of bittersweet being a very tail-end Gen X person. On the happy side, I got to do my childhood and teen years in the “fuck about” era, but on the unhappy side my entire adulthood has been in the “find out” era, and I get to remember what it was like briefly living in a world that wasn’t entirely going to shit.
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As a zillenial (to young for millennial to old for gen Z) I can tell you that if feels basically awful only ever knowing the ruinous aftermath of the “fuck around” era
Outside of my immediate friends and family, whom I cherish, I couldn’t be fucked anymore. Everything is so shit all the time. I hope things get better of course and I look out for others when I can. But I’m just trying to keep me and my own afloat at the moment.
What year were you born? This might be me. We reached the door just as it slammed shut
it’s kind of affirming to hear you say that. As a gen Z person I feel like we’re constantly being gaslit into thinking stuff has always been bad and we just complain more or something
Thank you! This was very well put. Felt like a big puzzle piece just fell in place and this discomfort of not knowing why stuff feels so weird nowadays let go a bit. ❤️🤜
Tbf it was slowly going to shit back then too.
Eh. It didn’t really start going to shit until 2001. Things stayed pretty darn good after 92. Not a lot of decades with that track record.
I mean, in the 90s we bitched about mostly distant global things because things were pretty good in general for most. And we had time to worry about less-catastrophic domestic things like Mumia or Peltier or what have you.
Now things aren’t so good and we end up bitching about far more local things because things around us are so bad.
It’s a great trick
My point was that climate change was still occuring in the background, but I can of course appreciate the fact that it wasn’t in the public zeitgeist in the same manner.
@ObviouslyNotBanana Oh, well, it was, but it hadn’t reached “we’re fucked” levels yet. It was still in the “we can stop this” stage. Again, this kind of got fucked up post-2000.
We realized the powers with the most to gain short-term by continuing their global warming emissions weren’t going to budge unless forced, and since government had already been captured long before I was born, no-one was going to force them.
So we knew even in the eighties, climate was going to kill us, but Reagan believed the biblical apocalypse was going to occur in his term via nuclear holocaust. But he wasn’t willing to first strike and be personally responsible for hundreds of millions of casualties.
But he was so sure, he felt environmental conservation (what it was called then) was silly.
I mean, in the 90s we removeded about mostly distant global things because things were pretty good in general for most. And we had time to worry about less-catastrophic domestic things like Mumia or Peltier or what have you.
Now things aren’t so good and we end up removed about far more local things because things around us are so bad.
I’m not sure which hop in the federation chain is censoring random shit but I despise it. I can’t work out what this is supposed to say.
I’m pretty sure it’s lemmy.ml itself that is doing it.
And honestly, that’s *a really bad thing*
Can confirm. It’s .ml
Server editing posts… it’s just not cool
substitute the redacted with a synonym for female dog, used in 70s-era nomenclature to mean to complain
I’m not sure which hop in the federation chain is censoring random shit but I despise it.
In your case, that would be lemmy.ml. The only way you can get around it is to hop instances.
Welp, time to abandon ship I suppose.
You are on lemmy.ml. AFAIK that is the only Lemmy instance still doing that. Just saying.
my whole childhood in the 90s was the “ozone layer is dying” but at the same time optimistic outlook on life?
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Older millennial here, so about your age, I have really early childhood memories before ozone issues, recessions, and planet fucking, after that it’s been one paper straw after another
I feel like I could still join in on all the fuck around going on, but the find out has simultaneously already started and I can’t deal with the cognitive incongruence. Most people seem to be just fine with that tho. Must be nice being able to just turn your brain off and keep fucking the planet like that.
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Yeah I remember being young and naive too
Congratulations. You’re the favorite person of every oil company executive and petty dictator-wannabe. You think when the unions fought against child labor and 80+ hour work most people didn’t think they were crazy?
That was different
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The world was a different place, a smaller place… A company that fires all their workers goes broke in the 20’s, in the modern day, there are enough hungry people who can be gaslit into “Pulling themselves up by their bootstraps”
At this point, don’t try to change the world, just don’t let it change you… as long as you can be less twisted than the world, you’re doing okay for yourself.
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Oh man… I’d hate having you as a father. Eh your kids probably will too.
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No you shouldn’t have brought them into this world to begin with. What an absolute ego maniac. I’m sure they were planned and you make enough to support them financially. Good job. We need more you. I hope they never struggle. Dear old dad will just tell them to try harder!
You’re the biggest whiner in this thread lmao.
Sounds like you’re just trying to cope tbh
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Well then, it’s garbage.
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Yes. Yes it fucking should be. You people make shit hard and for what? Haha fuck you? What the fuck happened to making shit better for future generations?
So yeah fuck that, fuck you, and fuck everything now that I think about it.
We live in a world where I could be arrested or canceled for trying to contribute to it.
Go ahead, make a YouTube channel that tries to bring to awareness the evils of sexual assault. You will be accused of having something to hide by the audience and you will be screwed by the network when they make you use the weirdest and most awkward euphemisms to describe these heinous acts, meanwhile Penis Prager can say the N Word as long as his show keeps the lights on…
I’m 32, I am infertile, but that is for the best. The human race doesn’t deserve to continue, I can only hope that reincarnation is real and that we can be reborn as something else, something that won’t fuck it up quite so magnificently.
So just stupid then. The game is over dude.
Ok boomer
That phrase is past its expiration date, like many of the boomers.
I’m not sure what your you’re asking here.
They should do something … but do it quietly, so you don’t have to hear about it again?
Discussing the issue with parents doesn’t count as doing something? Have you considered that they are doing things and of the various avenues they’re pursuing, the part that hurts most is explaining the problem to their own parents? People who should have been on their side from the start?
And what exactly to you propose they do? It seems like the current system is designed to exhaust prolatariat to the point where action is too difficult, and then crush anyone who tries. At least they’re posting memes to keep the memory of a better world alive.
Beau of the Fifth Column recently noted that there are people who believe they could survive the OceanGate submersible collapse or the cold Atlantic waters after Titanic sank. There are folks who believe they could win a fight with a grizzly bear in full hungry, fighting form.
And he encourages such fearlessness among people who want to take up the mantle and fight for change to save civilization.
I suffer from ASD and major depression. I was crushed underfoot by parents and kids alike (that is three at a time, each twice my size) and learned early the futility of fighting. I saw how efforts to fit in were useless and have the suicide attempts in my history to demonstrate my awareness that all is hopeless all around me.
But you go!
There are people who have fought a hungry grizzly bear and won, against all odds, so, not impossible.
Outliers don’t nullify the majority of data point
Sure, but those were extreme outliers.
The oceangate thing is a better example. Like “I’d just hold my breath and swim to the surface, no big deal”.
Except for the whole turning into ketchup in a millisecond or two part, ofc. Some people just don’t understand things like that.
That kid on the sub was smarter than the rest of them combined.
i bet your bones wouldn’t turn to ketchup in milliseconds if you drank more milk
No, but I’d have painful diarrhea, having both lactose intolerance and alpha gal allergy. Then ketchup.
And at least one person survived the Titanic.
What happened to the rest of them? Possibly does not mean probable.
Unless you are advocating for the mass slaughter of Republicans and Christian conservatives, I am not sure what you think is going to fix anything- because they have a lot of power for some reason, and aren’t keen on changing their mind on their whole, “The world is ending but that’s good actually” thing.
I don’t think being “mopey” about the historical context you live in is necessarily self-defeating or nihilistic. Accepting things are shitty and feeling hopeless is what can motivate people to act against it together. In a time of hyper-capitalism, alienation, and commodification of all forms of “happiness,” being unhappy and embracing it can be an act of protest. When other people see you’re unhappy with the current state of things it can help them be comfortable with expressing the same feeling. The idea that expressing unhappiness is a bad thing prevents it from being a force to bring people together. Instead people feel like they should always be happy and hopeful and motivated, and that only losers are unhappy, but everyone is unhappy to varying degrees and not accepting it fully causes a lot of issues for people.
I think if anything we live in a time where we’re struggling to find balance between these anxieties and hope for any potential change for good, but I think the two are more connected than most realize.
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Bootstrap Bill has entered the chat. You’ve got no problems, eh? Every issue that arises in your life you tackle head on? Amazing.
This guy’s doing better than us, everyone! Look at him being above it all and thriving under the assumption his experience is everyone’s experience!
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You can kindly go fuck yourself. By assuming people not only aren’t doing anything about the state of the world because they complain about it online but also assuming that they are in a position where they can do more, you are part of the problem. Especially by giving such polarized statements that simply shame people and have no clear, actionable suggestions on what to do. The system is designed to isolate people and prevent them from utilizing the power that they have to change things, and here you are, whining that people aren’t utilizing their power to change things. You’re just as bad as the people you’re complaining about. You’re not changing anything other than the number of people in the world who want to punch you in the throat.
There’s a reason that historically, most protests in the US were centered around a core group made up of college age kids, up until the past 50 or so years. It’s because that demographic has (had) the most free time and least financial burden. It’s the reason that college is so expensive nowadays. It was retaliation against the college kids who protested against Reagan when he was governor of California. The lack of free time and financial pressure on the workforce ensures that we’ll be less able to exert our power to change things.
If you actually want to help, you can help get people to the polls, especially for state and local level elections, or help aid groups that support striking workers. The reason old white people control so much of the state and local level government isn’t because people are sitting at home whining - it’s because their boss told them that they’ll be fired if they take the day off to go to the polls, and their district is so gerrymandered that it wouldnt make a difference anyways. The racist retirees are the ones who go to every town meeting and show up to all the hearings and community polls because they have all the time in the world while they live on their pensions. So, if you want to change the world, start by driving people to town meetings and to the polls on the local election days. Fight to ensure that people have the time and can afford to exercise their rights to make the world better. Or you can keep whining on the internet like a baby.
Things are changing, guys! Ace is on the case! If you just stop being mopey billionaires will stop being greedy, forests will stop disappearing, vulnerable populations will be safe, racism will disappear, the climate will sort itself out, everyone will get the medical care they need, no more starving… Thanks, Ace. We couldn’t have done it without you and your keen sense of dealing with all these minor little things.
It’s not whining. It’s not doomerism. We need to fight indeed. But it’s not for a better future. It’s for the future to not get too bad.
And in a world where 60+ years old a more numerous than 25- yo, it is important to make them understand where their shitty usual vote is taking us. For us to have a chance, the 60+ need to change their vote or to stop voting.
I am so tired of this self-defeating mopey shit. Claiming to be powerless is easy. Do something. Do anything. At very least, stop discouraging people.
Say it again for the defeatists in the back.
Work for the government. Civil service positions are always starving for people with skills and talent, because we do not pay as well as the private sector. It’s doesn’t offer the prestige of working for Google or Apple but you get better stability and benefits than most other jobs. I’m not saying civil service is for everyone. But if you’re struggling to build a future with your three part-time jobs plus driving rideshare on the side, we’re paying $23 / hour for entry-level IT work.
I lived in poverty for most of my 20s and had no hope for the future. I told myself I’d never sell out and slave away in some anonymous cubicle. In my mid 30s I sold out, I work a predictable 8-4 schedule, I have health benefits, I have a retirement plan, and I’ve been able to leapfrog ahead from working one full time and two part time jobs and eating mostly peanut butter to having my nights and weekends free, AND being able to afford to go out and do stuff, AND being able to buy a home.
Principles are great but man they’re expensive.
In my experience, civil sector jobs suffer greatly from the Peter Principle. Aside from bennies and pension, perks are shit (coffee? water? buy your own). And departments are heavily balkanized and have SERIOUSLY obsessive control freak issues. That’s before you get into the arcane paperwork. Oh, and in many cases, the general public is so anal about spending money that you should consider yourself lucky if you have a work party of any kind.
Aside from bennies and pension, perks are shit (coffee? water? buy your own)
You are correct. It is definitely not a flashy career option. However, if someone is unable to get ahead financially, but then turns down that government IT job because “I have to buy my own coffee”, then they are their own worst enemy. They’re the reason they’re drowning.
Yup. I am an engineer and have worked government and private sector. Private sector pays way more and is more exciting because of the hugely reduced bureaucracy. If you have a fun career you love government can really kill the passion.
But if your goal is stable employment with good work/life balance and guaranteed raises? Government is fantastic.
I haven’t found a WFH government position, so even the work-life balance is terrible.
When I was in government my work life balance coming into the office two days a week was better than now when I am working full time WFH in private industry, so I guess that’s very subjective.
At NASA they regularly told us, “the rocket won’t crash if you clock out at 40 hours. Go home to your families.” A lot of government positions you could literally just check out and sleep all day for weeks at a time and nobody will even notice.
As long as it’s not in meetings, I guess 😂
@RandomPancake Okay, but the flip side is how long said person can survive in that environment. I lasted two months. 😂
And it wasn’t things like no coffee or the “water clubs,” it was things like an inept manager, the nonsensical tasks, the sheer inability to get any resources, the butting heads with hoardy other teams, and the best part, the manager’s brain-numbingly boring meetings where she simply read from her own badly made powerpoints that put me to sleep.
So it ain’t for everyone :)
an inept manager, the nonsensical tasks, the sheer inability to get any resources, the butting heads with hoardy other teams, and the best part, the manager’s brain-numbingly boring meetings where she simply read from her own badly made powerpoints that put me to sleep.
That sounds like it could be just about any job, but it’s the opposite of what I’ve experienced in civil service. I’m glad you found someplace you like better!
Just like any other job, entirely dependent on your particular unit/department and manager. In the US Fed gov’t there’s a huge difference between working for CBP, civil Marines, and NASA, just to name 3 random agencies.
The difference with the feds is that you get a basically predictable paycheck (as long as Congress does its damn job), health benefits that make life habitable, the best possible version of a 401k around (TSP), and you’re extraordinarily unlikely to get downsized.
Last I checked, the plurality of civilian federal employees make GS-13, which in 2023 was between $98k and $153k depending on where you were located, and how long you’ve been at that pay-grade. It’s not an overwhelming plurality, butnit’s not unusual to promote into a GS-13, and then hang out there for most of your career.
Retirement is a three-legged stool: your TSP (aka 401k), Social Security, and a small pension. People hired before 1985 were the ones who got the sweet fat pensions, but it doesn’t work that way anymore.
Also young people should not expect adult behavior from grown ass politicians. They are not to be respected or believed. The status quo will end civilization as we know it.
I feel like there’s a large voting demographic that believes in “fuck you, got mine” and the last 20 years do not give me hope for a future where it is fixable
Let’s say I raise an army, take over the world and kill anyone who shows signs of opposition.
If I fix all of the world’s problems then what’s to stop someone from killing me so they can step into that role and ruin it? If I live to be 100, what’s to say my replacement puts the issues of the many above themselves?
My plan is going full hedonist and mock and laugh at fucking everything and encourage the collapse. Fuck humans. Y’all did this not me.
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If we clean up the mess, then it shows that it’s okay to create one because someone will take care of it eventually. I want people who created the mess to suffer from it too. That’s why we need a messier mess.
It’s not my responsibility.
Becoming an insane prepper sounds like fun. I’m going with that one.
My ADHD agrees.