• IndustryStandard@lemmy.world
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    6 days ago

    5 years ago I would have called the guy writing the message a bot

    Now I know for sure that he not, because he is less intelligent than a bot.

  • Remember_the_tooth@lemmy.world
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    7 days ago

    I’m probably being prejudiced here, but I’m a little irked that someone who won’t put a coherent sentence together is complaining about the persecution of their $100k Nazi vehicle.

    • markovs_gun@lemmy.world
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      6 days ago

      At least in the US people routinely get predatory loans for cars with super long terms to make the monthly payment lower. A base model cybertruck is “only” like $70k so at 7.3% APR and a 7 year loan you can get that down to $900 a month, which is still a lot of money but some people make bad financial decisions of this level all the time, and I would imagine the people who would buy a cubertruck are more likely to be in this group than not.

      • tankplanker@lemmy.world
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        6 days ago

        The US car market sounds absolutely wild, I have zero interest in owning any modern car long term due to how expensive it would be to fix once its out of warranty and after 7 years its going to be worth fuck all so I would have ate the entire purchase price plus interest.

        I believe the most common way in Europe for private buyers of brand new cars is PCP, so the purchase price is offset by a guaranteed future value for the car at the end of the deal (usually three years), which the finance arm of the manufacturer is on the hook for. If its worth more you sell the car on and make a “profit”, if its value is less you hand it back and you lose nothing.

        I have done the latter with multiple cars and it costs the financing arm thousands in each case.

        Sure I never own the car, but I really don’t want to, and this enables me to only pay at most the depreciation of the car during my ownership period.

        Obviously buying used and running it till it drops should be cheaper, but that’s complicated by cost savings of fuel vs. EV charging costs, the ever increasing repair costs as you start to age out simpler older cars, and other increased running costs such as insurance.

        • markovs_gun@lemmy.world
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          6 days ago

          Bear in mind this is almost entirely caused by the stupidity of the American consumer. You can also lease cars like you’re describing, and you can also buy a used Honda Civic for under $20k that will last you forever and you can get loans on more reasonable terms. People just don’t do those because they see they can get a really nice car for an “affordable” monthly price and get stars in their eyes.

        • Lemmyoutofhere@lemmy.ca
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          6 days ago

          That’s called a lease here, and you don’t actually own it. You are basically renting it long term.

          • tankplanker@lemmy.world
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            6 days ago

            Thats also a lease here. Lease their company name goes on the ownership papers, PCP with the GFV, your name goes on the ownership papers.

  • Omega@discuss.online
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    6 days ago

    I can write better German as an A1 than this person can speak English, even though they were born in America, and lived to be in their fourties, with no other auxillary language to their know how

    • IphtashuFitz@lemmy.world
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      6 days ago

      Teslas have a Sentry Mode that enables recording of all the cameras when the car is locked and a USB flash drive is plugged in.

      The car can also record clips when you do things like honk the horn, as a way to try to capture relevant video before an accident etc.