A Vanguard video (https://m.youtube.com/watch?v=1nprZjV_6FM) refers to 4 budgeting methods
- the envelope method
- the pay yourself first method
- 50/30/20 method
- zero based budget method
Which one is your favourite?
Edit: non-text version with a 5th method: https://www.lendingtree.com/student/simple-budget/
You should update your top post and include the last one on the link you shared. Number 5 is definitely the way I roll. The “no” plan. Paying down debt is pretty much the top priority for me.