You sure are - my insurance is great, as they go, but for profit and they force me into Caremark.
Also lucky HMOs evolved into something different than they used to be, where anything other than primary care requires a referral, that you could only get if the doctor changed the right incanttion under the right phase of the moon, after sacrificing a meerkat.
Kinda screwed up that I - and probably you - could go out and get more money at a new job tomorrow, but the insurance keeps us pinned down. Not that I hate my job, but some choice would be nice.
Glad you got it taken care of, I can relate very much to “vast health and quality of life improvements, but only because I have good insurance. “
I’ve been really confused at why people hate HMOs. My company has two options and the non-HMO is way more expensive. The only downside to the HMO seems to be very strict rules about out of network coverage but all our doctors take it so it’s not really an issue. I’ve also never needed a referral and they’ve never gotten in my way on aging, at least so far. But the hate makes sense if they used to be worse. I’ve only had a job with insurance for like 5 years.
You sure are - my insurance is great, as they go, but for profit and they force me into Caremark.
Also lucky HMOs evolved into something different than they used to be, where anything other than primary care requires a referral, that you could only get if the doctor changed the right incanttion under the right phase of the moon, after sacrificing a meerkat.
Kinda screwed up that I - and probably you - could go out and get more money at a new job tomorrow, but the insurance keeps us pinned down. Not that I hate my job, but some choice would be nice.
Glad you got it taken care of, I can relate very much to “vast health and quality of life improvements, but only because I have good insurance. “
I’ve been really confused at why people hate HMOs. My company has two options and the non-HMO is way more expensive. The only downside to the HMO seems to be very strict rules about out of network coverage but all our doctors take it so it’s not really an issue. I’ve also never needed a referral and they’ve never gotten in my way on aging, at least so far. But the hate makes sense if they used to be worse. I’ve only had a job with insurance for like 5 years.