Admittedly I use gas for both those things, so yes, I did forget about them. The point largely remains: it’s highly unlikely that you’ll have all loads going at full blast, and for that reason the load calculation is far more complex than simply adding up the breakers. It also understands that circuits are generally only partially used, and that the worst case scenario is a nuisance, not a hazard.
Machine learning has some pretty cool potential in certain areas, especially in the medical field. Unfortunately the predominant use of it now is slop produced by copyright laundering shoved down our throats by every techbro hoping they’ll be the next big thing.