I can confirm places like Texas and Florida have much worse auto loan rates due to higher delinquencies. Northern states have better rates.

One possible reason is we don’t salt our roads in winter. Salt causes tons of rust on vehicles, but here you’ll see 1990 Hondas still looking practically new. People seem to drive their beaters forever.

There was still a “Pop” aisle at my QFC until at least 2014.

Kamchatka

Anything that was once illegal will have nicknames that survive into the future. For example, hooch.