

Maybe a BMW like an M3 or something? After looking at the Civic I realized it has to be older as just about every new car has thin LED taillights while this thing has traditional round bulbs.
Possibly also a Nissan GTR with a custom exhaust based on the shape and position of the taillights.
Edit: not a GTR either. This car has the license plate directly between the taillights while the GTR is lower on the bumper.
Just be aware that if you don’t pay off the entire balance by the end of the 12-24 month period that they will hit you with the entirety of the back interest starting from day 1, plus you have to pay fees to do a balance transfer so this is probably not an option in OP’s case.