I currently have a NAS at home and another one at my parent’s house a few towns over. I don’t know anyone out of state that’s willing to host a NAS for me. I prefer to have my data in the cloud since me and my parents don’t live that far from me and the data is irreplaceable.
Cold storage is enough. Most of the data are pictures and videos that i don’t access regularly. I was looking at Hetzner but it looks like most of the servers are in the EU. I’m based out of the US so i’m guessing file transfer would be slow. I also don’t have experience with Hetzner but if they are reputable then i don’t have an issue with going down that route.