I had a car insurance renewal quote that had a 110% increase since last year. That’s more than doubled with no claims, accidents, or points.
I went to a comparison site and found one that was ‘only’ a 50% increase on last year. Insurance prices are ridiculous!
They’re just trying their luck. A good chunk of people probably just renew without even checking the price, let alone shopping around. I’m not sure why they’re allowed to do that, but they absolutely do.