Yeah but the 1200 is now spread out over 4 years, making my phone cost go from 500/yr to 300/yr. Let’s say next time it adds 200. Now I’m in for $1400 over 6 years, for a cost of $233.33/yr. Repeat for $1600 over 8 years, now I’m doing better than you and I have a top of the line phone.
You’re speaking like the old phone is money. It’s not. It’s an old phone I don’t want that someone who wants to take advantage of me in another way will pay way too much for.
This isn’t an investment. A car is not an investment. Money will be exchanged for goods and services.
You have to forget about the initial $1200, that’s the entry fee. You will always need a phone. You will never not pay for that privilege. I can afford a nice phone and it makes financial sense to me to do that. I’m not better than you. We’re both doing our best.
I guess what I’m saying is I know the game and I am playing it with intent and the knowledge that another way might be cheaper. What is money for if not comfort?
deleted by creator
Yeah but the 1200 is now spread out over 4 years, making my phone cost go from 500/yr to 300/yr. Let’s say next time it adds 200. Now I’m in for $1400 over 6 years, for a cost of $233.33/yr. Repeat for $1600 over 8 years, now I’m doing better than you and I have a top of the line phone.
You’re speaking like the old phone is money. It’s not. It’s an old phone I don’t want that someone who wants to take advantage of me in another way will pay way too much for.
This isn’t an investment. A car is not an investment. Money will be exchanged for goods and services.
You have to forget about the initial $1200, that’s the entry fee. You will always need a phone. You will never not pay for that privilege. I can afford a nice phone and it makes financial sense to me to do that. I’m not better than you. We’re both doing our best.
I guess what I’m saying is I know the game and I am playing it with intent and the knowledge that another way might be cheaper. What is money for if not comfort?
deleted by creator