• TunaCowboy@lemmy.world
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    1 year ago

    If I pay in £500 a month. Likely, 20-80 of that goes to interest. I’m gaining £480 in equity each month.

    What kind of amortization schedule is this based on? This seems completely divorced from reality.

    • Saintpaul@lemmy.world
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      1 year ago

      It is. I bought my house two years ago with a low interest rate and it’s still another four years before I’m paying more money towards my principal than interest.