dramaticcat@sh.itjust.works to 4chan@lemmy.world · 9 months agoAnon on credit scoressh.itjust.worksimagemessage-square253fedilinkarrow-up11.33Karrow-down154cross-posted to: greentext@lemmy.mlgreentext@sh.itjust.works
arrow-up11.27Karrow-down1imageAnon on credit scoressh.itjust.worksdramaticcat@sh.itjust.works to 4chan@lemmy.world · 9 months agomessage-square253fedilinkcross-posted to: greentext@lemmy.mlgreentext@sh.itjust.works
minus-squaredroans@lemmy.worldlinkfedilinkarrow-up3·9 months agoThat’s only on the VantageScore - the free score most places show. It isn’t actually used by more than a handful of institutions. FICO, the system used by the vast majority of lenders, considers closed accounts just the same as open.
That’s only on the VantageScore - the free score most places show. It isn’t actually used by more than a handful of institutions.
FICO, the system used by the vast majority of lenders, considers closed accounts just the same as open.