That would make you default on the payment and they’ll pass it to debt collection. Only do this if you reasonably tried everything else (and documented your attempts) before using that option.
Yup, this is why you should always sign up using a credit card, never your debit card or bank. You can issue a chargeback online pretty easily with most credit card companies these days, it won’t affect your credit, and the money never leaves your bank account.
Maybe this is a little European, but just cancel the Direct Debit or block the recurring payment with your bank?
That would make you default on the payment and they’ll pass it to debt collection. Only do this if you reasonably tried everything else (and documented your attempts) before using that option.
Yup, this is why you should always sign up using a credit card, never your debit card or bank. You can issue a chargeback online pretty easily with most credit card companies these days, it won’t affect your credit, and the money never leaves your bank account.
Australia is moving to a pay management system like this soon but as of right now this shit is still valid.