
See you gotta make sure you create enough noise to throw all that shit off. Google thinks I’m a 40 year old single mother, Amazon thinks I’m married in my 30s with four children, and Facebook, which actually has my demographics information, thinks I’m in my 20s but can’t figure out my age, gender, or family status.
I’m a single dad in my 30s. Idk what you gotta do to get it to profile you so wrong, but I recommend using whatever techniques I was doing to follow that. Noisy data is useless data.
Wait hold on
Wouldn’t that mean that lenders have a vested interest in keeping borrowers alive especially if they have extreme net debt?